Despite my resistance to consumption, and especially the consumption of new things, I have a wish list that almost exclusively lists new and rather expensive purchases. A pressure canner. A grain mill. A dehydrator. Some food storage accessories. A water filter. A few more reference books on topics that I don’t have. Seeds. Tools.
Technically, I could buy what I want using some of my savings. The money is there, and I don’t think of purchases like this as frivolous or “wants”, but more as fairly significant necessities that it would be wise to attend to, probably sooner rather than later. However, I’m trying very hard not to dip into my savings if I can help it. I really just hate doing it in general, but it becomes even more difficult when it feels like those savings might have to sustain us for awhile at some point in the future.
Instead, I’m trying to use this as an incentive to lay off some of the smaller purchases in favour of the bigger ones so I can save up a bit more money to get some of my wish list items. I’ve realised that, when shopping, a really good deal is hugely tempting for me. I don’t really regret many purchases, especially when they’re secondhand and very low cost, but if you added up the $3 books and the $1 dishes and various other thrift store “steals”, there’s still money being spent on stuff that I don’t think I need as much as some of these bigger purchases. While I appreciate getting these things used and at a very low cost, they’ve become a lot easier for me to buy than the bigger-ticket items, sometimes without really thinking too much about it. At the same time, they’re taking away from the money that I could be using to buy those bigger ticket items, even if it’s only $20 or so a month.
Now when I’m out at the thrift stores I try to talk myself out of things, especially if I don’t really and truly need them, but also when I think another purchase will be more important. Today, for instance, when I saw a duvet cover that I really liked, I reminded myself that I didn’t need one, and that while it would be nice to have a back-up, putting that $8 towards something that could help to feed us down the line was far more important than an extra version of something that we already had. I did the same with a wool blanket (I have lots) and a picture (hardly necessary).

The other thing that’s helped is that I’ve set up an extra savings account for whatever I’m currently saving for (right now it’s the pressure canner). When I don’t spend money, or come into some extra or unexpected cash, it goes into that account. That way, I have a motivating record of how much I didn’t spend (and, conversely, how much I’ve saved), and I’m also not tempted to spend any extra money that’s coming in since it gets put away right away. The act of transferring the money also seems to help moderate the regret of not purchasing something, and also helps reduce the occasional surge of desire to go back and get it after the fact.
Even after all this, I imagine I’ll still have a bit of a hard time actually making the purchase when the time comes. I’ve always struggled with expensive purchases (okay, honestly, I’ve pretty much always struggled with most purchases). Apparently I like quantity and low prices a bit more than I’d like, so inexpensive secondhand purchases really appeal to me. I also hate parting with money, and will likely see whatever I’ve saved as yet more money that I should be holding onto for that old hypothetical rainy day. But I think this is worthwhile, important, and necessary, and I’m hoping that these adjustments – a bit more saving, a little less spending, and a conscious effort to set money aside for a particular purchase – will help make the process a bit easier as I start to work towards getting some of the bigger ticket items that I think are important.